Health Insurance

(Health and Dental Insurance for Business Groups please contact our office, 303-649-9141, for a personalized quote.)

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What kinds of health insurance are there?

There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental

 

1. Fee-for-Service
   These plans generally assume that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
    
2. Managed Care
   More than half of all Americans have some kind of managed-care plan¹. Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.

At Colorado Insurance Benefits, Inc. we have always believed in offering choices to our clients.  We know that the task of wading through the various plans and their options for an individual, family or group business policy can be overwhelming that is why we have experienced, knowledgeable and certified agents who will help you find the plan that's right for you.  Our personal service and understanding of the Colorado Health Insurance market allows us to find a quality plan that is right for you.

Thank you for your interest in Colorado Insurance Benefits, Inc.. We put our years of expertise and numerous A+ rated carriers to work to find you the best insurance coverage. Please fee free to call us at 303.649.9141 with any questions or email them and an insurance professional will reply promptly. Insuring individuals, families and businesses in Greenwood Village, Denver, Fort Collins, Loveland and Greeley, CO.

1 - Source : MANAGED CARE AND THE STATES